5 Reasons why you should finance your roof in Havre de Grace

November 3, 2022

1. You Can Choose The Best For Your Home

A high-quality roofing material installed by a professional roofing contractor, like Harford Roofing & Exteriors, can last 20 to 30 years without concern, but if you are paying out of pocket and have a limited budget to spend, you may cut corners when selecting your roofing package. When a homeowner in Havre de Grace chooses to finance, they will make monthly payments that are minimal compared to the large lump sum when paying up front. This allows for homeowners to select the best contractor, long-lasting materials, quick install timeline, and more. Since the monthly payment will only increase in small increments, you can get the best of the best for your home at an affordable price. No brainer, right?

2. You’ll Get A New Roof Sooner

Your roof is a crucial factor in protecting the interior of your home. Waiting to replace your roof due to financial limitations is the last thing your home needs. Water damage, structural damage, and mold are a few things in Havre de Grace that deteriorate a home. Financing a roof replacement allows you to take control, stay proactive, and make the necessary investment before major damage occurs. To put it simply: financing allows you to have the money fast to invest in your home.

3. You Can Upgrade More Than The Roof

Not only will you have access to the best roofing material, but you may also be eligible for additional features, like gutters or siding. Contact Harford Roofing & Exteriors to see what upgrades are possible with financing options.

4. You May Be Eligible For A Tax Deduction

Financing a roof replacement may provide an opportunity to get a tax deduction on the interest that you pay if considered a business expense. Although uncommon with Havre de Grace residential roofs, talk to your accountant to determine if you’re eligible for this deduction.

5. You’ll Have Less Impact On Your Credit Score

If you finance a roof replacement, you’ll likely have a lower impact on your credit score than if you take out a loan for the entire project or swiping a credit card. By choosing manageable payments with financing, you are protecting your credit score, as well as your roof.


Save yourself the burden of paying out of pocket for a roof replacement with financing. Your roof cannot afford to wait.

Schedule an expert roofing consultant with Harford Roofing & Exteriors to visit your home and provide you with the best options today.